Insurance

That's a question best directed to your insurance agent — rate impacts vary by carrier and policy. What we can tell you is that delaying remediation to avoid a claim almost always results in greater damage and higher costs down the road.

Yes. SDB documents everything — moisture readings, drying logs, photos, and a detailed scope of work — in the format insurance adjusters require. We've navigated this process many times and can help move your claim forward efficiently.

It depends on the cause. Most standard homeowner's policies cover sudden and accidental water damage — a burst pipe, an appliance failure, or a roof leak from a storm. Flooding from rising groundwater typically requires a separate flood insurance policy. We'll help...